This book was written out of the need to know information. Realizing that I knew nothing about my parents' insurance, banking information or other financial status, I realized too that my adult children have no idea what bank accounts I have and they are not really sure where they are located (although I know they see me go there all the time). They know nothing about my retirement plan, only that I have one. I wanted one place for them to look to find the information they needed if something happened to me. I know they will be emotional and I want to reduce their stress of having to find information when they need it. They know where I keep the important papers (and this book). I hope this book helps you and your family as well.