About

Having spent many years in a battle with bad credit history, I decided to find out what actually had caused me this problem. I got my credit score and read books on the matter, I concluded that it wasn’t so easy for a normal person to know this information in advance, before the begin to use credit cards or go on to apply for loans. It would help if people are to avoid mistakes that lead to bad credit, which is why I view breadmarket as a good source of information on bad credit.

I like to evangelise on the importance of keeping your credit clean because society as a whole benefits from good borrowers; interest rates will go down, insurance costs will go down and banks will make it easier for us all to get credit