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I'm looking to buy a car soon and my credit score is about 617. I spoke to Capital One and they told me 13% APR. I don't know if its just me or does this not seem like a total screwjob. https://medium.com/@1rahafm/insurance-cost-for-honda-civic-abd2318d033e was 66 months and I make somewhere in the 50K - 70K range FYI. The question is, does anyone think I can get a much better rate with my credit or is this as good as it will get for me even if am a first time buyer?
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