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<br> There are a number of circumstances that may lead up to loss of use auto insurance. In general, in personal car insurance policies, the insured owner is always the owner. For commercial car insurance, however, many different individuals can use the car and must be covered, if possible. Also, the self-employed may have the option to drive several different vehicles in a large corporate fleet, which also increases the possibility of loss of use auto insurance.<br><br> <br><br><br><br> <br><br>So, what causes these situations? A big reason is that some businesses have multiple cars on the same policy. This leads to an unexpected liability event. https://www.linkedin.com/pulse/how-much-motorcycle-insurance-21-year-old-male-than-car-nina-hefner could be anything from an employee damaging a car as they enter the business, to someone being injured in an acc<br><br>