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Having a merchant trương mục allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit thẻ sales. This is a type of ngân hàng account at an acquiring ngân hàng using which you, as a merchant, can accept payment thẻ transactions. To accept payments, merchant accounts should use a few different ways. The use of credit card terminals such as POS systems is a primary method. The use of payment gateways integrated into a merc