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<p class="p__1">You might be able to trade lots of term insurance policies for a cash worth policy throughout a conversion duration even if you are not in good health. Premiums for the new policy will be higher than you have actually been paying for the term insurance. Irreversible insurance coverage (such as universal life, variable universal life and whole life) provides long-term monetary protection.</p>
<p class="p__2">It's not about you. Life insurance coverage is something you do to secure those you enjoy so they do not suffer financially if your income is no longer there. Life insurance coverage can be the only thing that stands between your enjoyed ones and financial challenge. Life insurance is required for the "what-ifs" in life.</p>